How did you finance your surgery?

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Hello,


First off, I apologize for my ignorance.


I am having trouble wrapping my head around how someone with an average income like me could ever afford to finance this. My credit is average but I couldn't ever borrow near as much given the gap between the max amount I've ever borrowed vs getting the full amount of the surgery done safely in the US. I do not have living or functioning parents / family members that could cosign me. My only hope is to very, very slowly build my credit over time and get a better job, but seeing as I'm 4 ft 10, it sounds like such a long wait when my life is already so difficult being the heigth I am. 

So, how did you personally do it?

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female at birth, but closeted transmale due to height. so i wouldn't qualify. I'd have to be an inch shorter.

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still young and not a home owner yet, and my retirement account is only a few years old so there's not much there. but good advice for the future! thanks