ways to finance LL

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as a (temporarily) poor person im wondering on ways to finance LL. Im thinking of trying to save up half/two-thirds of the money and then getting a loan for the rest.
I know Mahboubian works with some people who does 2-year loans but im not gonna be able to afford 75k anytime soon. A loan for that much is stupidy irresponsible, and a weight-bearing nail is a must.

So currently i'm looking at Giotikas or Becker, so thats like 42k or 52k, Does anyone know of any services that give like 2 year loans in Europe. Im going to college for Computer Science, so like 20-30k will not be difficult for me to save up in that sort of timespan, but I don't want to wait too long to get this over with. Or does anyone know anywhere in the USA that offers loans like that that I wouldn't have to explain my purpose for the loan beyond "medical" for

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I have a decent credit score rn, ive been building credit since I turned 18. I think I have nearly 800? assuming I build credit for another year and get employed would a 30k loan be possible?