Loan for LL

Does anyone have experience with taking a loan out for LL?

I want to do LL as soon as possible once a weight bearing nail comes back so I am highly considering saving ~50k and taking out a loan to pay for the remainder.

Is this stupid to do? What is the best way to go about this and best companies to do this with? I have good credit like 740, and I am graduating soon with a CS degree so my salaries should be atleast decent. Probably somewhere 80k+ if I had to guess. And I am totally okay living a rather low standard of living to repay.

Is it possible to get the time off work for this?

You can probably do an FMLA which allows 13 weeks of unpaid leave, but you usually need to work a minimum of 12 months before you can apply.

Credit score is irrelevant in this case as you are not going to find a loan provider for this surgery period - best you can do is maxing our your credit card and possibly calling your bank to lower the interest rate, but you are still seeing anything between 15~20% interest.

If you get fired and aren't able to pay the loan regularly - that interest can spiral out of control.