Honestly idc either way, I don't have a dog in this fight I don't plan on going to Rozbruch. I'm just saying what I read:
Quote from: ShortLivesMatter on October 02, 2017, 03:53:18 PMYou should check if your specific insurance plan is listed under the hospital's accepted insurances here https://www.hss.edu/insurance.asp. This will be for the non surgical fees part. THe other part is Dr. Rozbruch's surgical fee. If he's not in network (he was out of network for me), make sure your plan has some out of network coverage that will hopefully cover some of the costs for that part. Call his office to check. Check out 6FeetSoon's LL thread, he was able to even get it a little cheaper than me.
I must stress however that you won't know how much everything will cost until after the surgery when all the insurance claims are process so you need to have 100k+ in reserve just in case nothing is covered. But Dr. Rozbruch says usually insurance will cover some of it so take it as you will. You will have a good idea if your insurance will cover anything during your initial consultation as that is when you will get xrays taken, if they are covered by your insurance, you are on the right track.
I was lucky that my employer granted me an extended leave of absence until I recover and get back to work so I am still having my health benefits. If you have to quit your job, do it early in the month as most companies will let you keep your insurance til the end of the month after you quit. Then have the surgery later that month while still being covered. Afterwards you will either need to buy your own health plan or use COBRA to extend your employer's insurance, not sure which one is cheaper. This is for post op follow ups and x-rays and hopefully no complications.
Quote from: ShortLivesMatter on October 17, 2017, 04:00:54 AMI weighed about 54kg/120lbs.
Here is the breakdown of what was charged to my insurance plan:
Anesthesia: 6.5k
Plan discount: 2.5k
Plan paid: 4k
Me: 0
Hospital fees including room and equipment: 88k
Plan discount: 45k
Plan paid: 43k
Me: 0
Surgery: 62k
Plan discount: 0
Plan paid: 7k
Me: 55k