Question about Lightstream and Other Financing Options

Edit Post

Hi All,

Thanks for coming to my thread. I was wondering if anyone has financed a major or minor portion of their surgery cost with private, medical loans from Lightstream, SoFi, CareCredit, etc.

Did your surgeon's office help you with setting this up? Does anyone have any tips or tricks?

I saw from a Cyborg video that some patients finance up to half of their surgery cost to preserve liquidity. I also saw Raz from his channel say he got a HELOC but that's only for homeowners of course.

If you'd prefer to DM me, please do so. Thanks!

Edit Post

They're going to charge you an astronomical interest rate.  Like 13-16%.  Thats loan shark territory.  A HELOC will have a much better rate assuming you have equity in a home.

Edit Post

forget it

go get it in asia if you arent loaded(or able to fleece your dad by guilt tripping him into it because he procreated himself with his shyte genetics) or didnt save up for 8 years working 3 jobs year round