How to get funding/credit

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I’m 28 now with quite a 750 credit score and haven’t seemed to amass the cash amount for a paley LL surgery. I know of light stream and other loan services but have never seen how people are able to pay for this surgery without being extremely financially successful or generous parents that have means. Is there a way people are getting this done by Paley without all cash? Getting a business loan? I’m willing to go outside the box but I really just want to get this done. I’ve been trying to save for 8 years now but it’s seeming to be out of reach. Please share if you have a successful way to secure funding

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Ok. I just keep hearing about how you could get over 100k in business loans by starting a business and getting your own EIN. I know I can pay the money back, but I cannot get the time back.