Quote from: TheAlchemist on April 09, 2020, 07:18:18 PMIt will be interesting to see how the cosmetic surgery industry reacts to the impact COVID 19 had on the economy. I'd imagine a lot of discretionary income has been wiped out on a macro level hence demand for high cost elective surgeries would have significantly dropped. I wonder if LL doctors would respond with lower fees and/or more relaxed financing plans or options to adapt to the current economic climate?
Worth asking the doctors you have on your list.
70% is a good amount saved up. Is that purely for the surgery fee + accomodations or have you also budgeted an emergency fund? I always recommend folks have an emergency fund of 30 to 50% of your surgery cost as an insurance plan for any unexpected costs or complications that may be out of pocket as well as a safety net runway to have around after surgery in case your recovery timeline and ability to get back to work is delayed.
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That’s just the actual amount for surgery and accommodation , not “emergency”. I do have a seperate small emergency /miscellaneous funds but it isn’t nothing too fancy.
But as I stated I had to use some due to this pandemic so realistically I may stay at 70% becuase without overtime I can’t save like crazy like I was doing before .
The main problem is the states is offering to pay a portion of your salary if not working . If I do anything (online or side gig or whatever) it will automatically trigger as income no matter how small and then I lose the emergency salary they are giving out.
Definitely appreciate the advice and ideas though. I can get any cash job ideas I may still be able to pull it off if the price doesn’t skyrocket after this