Would you, and under what circumstances, take debt to finance CLL ?

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anyone that takes out a loan to do this surgery is making a huge mistake

life is too short.... dont get this surgery

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Quote from: PatientZero on February 08, 2016, 03:58:37 AMAdd 15-20k for complications.

I believe that, based on what  I read here, the vast majority of patients of the top doctors in the US and Europe did not experience any complications or certainly any serious complications which required additional payments. Furthermore, many other patients have the surgery and never write in these forums. If somebody has a complication, he is more likely to write in order to ask for help or warn the others. While it is of course helpful to have 15-20k just in case, I think that, at least statistically, complications with the best doctors (assuming one does reasonable amount and follows instructions) are unlikely.

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btw aspirant, I have looked at your mock-up again. Dont do femurs.. Your legs will look horrible. Do the 4.5-5cm on tibia like you planned before. That's my opinion

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Nothing is guaranteed with this surgery. Even patients who go to the best doctors can have severe problems. Look at Programdude, he went to Paley and had a severe leg snap. Now that isn't to say it's his or Paley's fault, but that still goes to show that nothing is guaranteed.

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Canadian student here. Saving a part of my student loan for LL. So instead of getting suckered into buying books, I just pirate the sh!t outta them and save. I have raised $2500 just this semester. I wish I started sooner. I'm going to do LL after I completed all of my major courses; I think I'll have $10000 from my loan by then. Plus, I'm planning to work this year and save another $10000. Then borrow $5000-$7500 from my parents.

In case of complications, I FCK!NG HOPE NOT, I think I can make use of our free health care.

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I think if you have to take loans, you should consider doctors cheaper than 70K dollars.

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I shall not take debt for that. I prefer to wait and to collect the necessary money and I shall not choose a surgery more expensive than 25000 euros: 70000-100000 is the price of a luxury car!

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Quote from: Tiny on February 08, 2016, 05:59:58 AMCanadian student here. Saving a part of my student loan for LL. So instead of getting suckered into buying books, I just pirate the sh!t outta them and save. I have raised $2500 just this semester. I wish I started sooner. I'm going to do LL after I completed all of my major courses; I think I'll have $10000 from my loan by then. Plus, I'm planning to work this year and save another $10000. Then borrow $5000-$7500 from my parents.

In case of complications, I FCK!NG HOPE NOT, I think I can make use of our free health care.

That reminds me, I had a study abroad in the US 2 years ago and I had to spend around $3000 for text books and materials for just 6 courses. I bought an iPad for 500, downloaded the books from the Piratesbay and uploaded them to the iPad. So much cheaper and more convenient. US students are facing a social genocide with the prices of these textbook and the general US college experience.

Quote from: TIBIKE200 on February 08, 2016, 04:27:11 AMbtw aspirant, I have looked at your mock-up again. Dont do femurs.. Your legs will look horrible. Do the 4.5-5cm on tibia like you planned before. That's my opinion

I should make a new mock up to reflect my new plans I just think that if at 175.5 I do 4.5 that would put me in a situation that is not much differetn than my current one and that is not worth staying in Mitkovic cage 6 months..

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Quote from: aspirant185 on February 08, 2016, 04:07:40 AMI believe that, based on what  I read here, the vast majority of patients of the top doctors in the US and Europe did not experience any complications or certainly any serious complications which required additional payments.

I've noticed that the statistics don't apply to you and that you'll have a perfect lengthening.

Quote from: aspirant185 on February 08, 2016, 04:07:40 AMFurthermore, many other patients have the surgery and never write in these forums. If somebody has a complication, he is more likely to write in order to ask for help or warn the others.

Come on man, this is 100% speculation. Many people do not write diaries, most people do not have diaries nor did they give two sh1ts to come here and warn you because they want to overcome and move on with their lives.

I feel like you're just saying whatever to justify not saving up money for complications. Sorry if that sounds harsh, I am supportive of what you want to do to improve your life because I know how you feel, but you have to be realistic.

If you are serious about doing LL and financing this operation by yourself, you will save money for complications and not force this upon your family if something goes wrong. It would be a selfish act on your part.

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Quote from: aspirant185 on February 08, 2016, 04:07:40 AMI believe that, based on what  I read here, the vast majority of patients of the top doctors in the US and Europe did not experience any complications or certainly any serious complications which required additional payments. Furthermore, many other patients have the surgery and never write in these forums. If somebody has a complication, he is more likely to write in order to ask for help or warn the others. While it is of course helpful to have 15-20k just in case, I think that, at least statistically, complications with the best doctors (assuming one does reasonable amount and follows instructions) are unlikely.

You're trying to rationalise this, but you're kidding yourself. People don't get complications and then start posting. I can think of maybe one example of this happening (Crimson?) but even then I'm not sure, maybe he had an original diary too. On the whole patients start a diary pre LL, then when something happens we hear about it. There's no selection bias for complications.

If you seriously believe that the vast majority of patients (say 90% +) with western doctors have no complications you haven't read enough diaries.